The rails
Peru’s interoperable transfer network, reaching bank accounts and the wallets that now carry a large share of everyday payments, so beneficiaries are reachable whichever they use.
Cross-border payments · Peru
Peru, paid in soles,
the same day.
Peru’s retail payment system is now interoperable and wallet-led. Combined with a licensed FX counterparty, that makes same-day PEN settlement straightforward for trade flows.
Licensed institutions. Documented FX. Reach into wallets and bank accounts.
PENLocal currency settled
InteroperableWallet and bank reach
T+0Where cut-off allows
Not grey-listedFATF status
01 The Peru corridor
How the money actually moves.
The FX
Executed by a licensed institution with the conversion documented, so the trade file matches the money movement for customs and audit.
The settlement
Domestic legs clear quickly and the practical constraint is the FX cut-off, which puts same-day settlement within reach on a clean file.
02 Who we do this for
Built for businesses that trade.
01Importers buying from PeruPay Peruvian suppliers in PEN without a local entity02Exporters selling into PeruCollect in PEN and repatriate under documented FX03Mining, agri and commoditiesSchedule-driven payments with a clean audit trail04Online platforms and marketplacesPayouts to Peruvian sellers and contractors
03 Peru in detail
What you need to know.
Wallets are the last mile in Peru
Peru’s central bank pushed hard on retail payment interoperability, and the result is a market where mobile wallets carry a very large share of everyday transactions and connect to the wider banking system rather than sitting in silos.
For a business paying suppliers, contractors or sellers, this matters: reach is no longer limited to counterparties with a traditional bank account, and the domestic leg is fast enough that it stops being the delay.
What we actually solve for
The difficulty in Peru is rarely the local rail. It is finding a counterparty that combines proper licensing, competitive FX on PEN, and reach across both banks and wallets — then keeping documentation clean enough that customs and your auditors are satisfied.
That is a placement problem, and it is what we do. We have placed global automotive manufacturers and household-name online businesses into these corridors. Same rails, same desks, same compliance file.
04 How it works
Three steps. About two minutes of your time.
01
Tell us the corridor
Direction, currencies, volume and what you are paying for in Peru.
02
We build your shortlist
We pick the banks and licensed institutions that genuinely cover this corridor.
03
You get introduced
Straight to the people who decide, usually inside 72 hours.
Questions
Straight answers.
Can I pay Peruvian suppliers in soles without a local entity?
Yes. Licensed institutions can convert and settle domestically in PEN while you fund in your own currency, with the FX contract documented in your name.
How fast is settlement to Peru?
Domestic legs clear quickly through Peru’s interoperable network. Within the FX cut-off, same-day settlement is achievable; outside it, next business day.
Can you reach beneficiaries who only use a mobile wallet?
Yes. Peru’s interoperability work means wallet and bank beneficiaries can both be reached, which matters given how much of the market now runs on wallets.
Is Peru on the FATF grey list?
No. Peru is not among the jurisdictions under increased monitoring. Standard trade due diligence applies.
Soles, settled same day.
Tell us your Peru flow and volume. We will come back with licensed counterparties that fit.
Get my shortlist