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Crypto · Web3 · Digital Asset Payments

Crypto payment gateways & high-risk merchant accounts for digital assets

Whether you run an exchange, wallet, on/off-ramp or a fiat business that wants to settle in crypto, we place you with gateways, acquirers and banking partners that support digital assets — including the fiat rails most banks refuse to give crypto companies.

Crypto payment gatewayFiat on/off-rampStablecoin settlementExchange-friendly banking

Get matched with a provider

60-SEC QUALIFIER

Tell us three things and we'll route you to the right acquirer, PSP or EMI — usually with introductions inside 48 hours.

1. What's your vertical?
2. Expected monthly card volume?
3. What do you need first?
Where should we send your matches?

Request received.

A Pay-Team consultant will review your profile and come back with matched providers. Want to skip the queue?

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Why it's high-risk

Why crypto is a high-risk payments vertical

Crypto businesses are debanked constantly. The right partners treat compliance as a feature, not a reason to decline.

  • AML/KYC and travel-rule obligations make banks cautious
  • Volatility and irreversibility raise perceived settlement risk
  • Fragmented, fast-moving global regulation (MiCA, VASP regimes and more)
  • Fraud and money-laundering exposure requires strong monitoring
  • Reputational caution and blanket de-risking of the sector by banks

What we place for crypto

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Crypto payment gateways

Accept crypto from customers with instant conversion to fiat if you want it.

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Fiat on/off-ramp

Card-to-crypto and crypto-to-bank rails for exchanges and wallets.

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Crypto-friendly banking

IBANs and EMI accounts for VASPs that traditional banks won't touch.

🪙

Stablecoin settlement

Settle and treasury in USDT/USDC to cut FX and speed up flows.

Coverage

Rails for every kind of digital-asset business

From accepting crypto to getting a bank account that won't close on you next quarter.

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Crypto merchant accounts

High-risk card acquiring for exchanges, wallets, ramps and Web3 platforms.

↔️

On-ramp / off-ramp

Fiat-to-crypto and crypto-to-fiat infrastructure with KYC baked in.

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VASP banking & IBANs

Dedicated accounts and safeguarding for licensed virtual-asset providers.

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Crypto settlement for fiat merchants

Let any high-risk business settle card revenue in stablecoins.

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Compliance & monitoring

Partners with chain analytics, travel-rule and AML tooling built in.

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OTC & treasury rails

Move size between fiat and crypto with reliable OTC desks.

Why Pay-Team

Why crypto operators place through us

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Right provider, first time

We only introduce acquirers and EMIs whose underwriting is proven to approve crypto models — no wasted applications.

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Built-in redundancy

Multi-acquirer routing so a single MID review or closure never takes your revenue offline.

Fast, warm introductions

Direct lines to decision-makers. Most crypto clients get first introductions within 24–72 hours.

Answers

crypto payments — your questions

Can you get banking for a crypto exchange or VASP?

Yes — crypto banking is one of our most-requested placements. We work with EMIs and banks that actively serve licensed virtual-asset service providers, offering dedicated IBANs and safeguarding rather than the blanket de-risking most high-street banks apply.

What's the difference between a crypto gateway and crypto settlement?

A crypto payment gateway lets your customers pay you in crypto. Crypto settlement lets a business (even a fiat one) receive its revenue in stablecoins or crypto. We place both, and often combine them so you accept cards and settle in USDT/USDC.

Do you support fiat on-ramp and off-ramp?

Yes. We place card-to-crypto on-ramps and crypto-to-bank off-ramps for exchanges, wallets and apps, with the KYC/AML controls acquirers and regulators expect.

Is crypto payment processing legal in my market?

Crypto regulation varies widely by jurisdiction — from MiCA in the EU to VASP registration regimes elsewhere. We match you to providers licensed for your markets, but you're responsible for holding the correct registrations. Nothing here is legal advice.

How do you reduce fraud in crypto flows?

We place gateways and acquirers with chain-analytics, device fingerprinting, travel-rule and transaction-monitoring tooling, so you meet AML obligations while keeping approval rates high.

Ready when you are

Stop getting debanked. Start settling reliably.

Tell us your model — exchange, wallet, ramp or fiat business wanting crypto settlement. We'll match you with digital-asset-friendly gateways and banking.