The rails
Pix for instant domestic legs, plus licensed FX institutions and correspondent banks for the international leg. Your counterparty is paid in BRL from a regulated Brazilian entity.
Cross-border payments · Brazil
Pay and get paid in Brazil,
on regulated rails.
Same-day BRL settlement through licensed FX banks and Pix. Non-resident BRL accounts, clean documentation for customs and tax, and structures built to survive Brazil’s new eFX rules.
Regulated banks and licensed FX institutions only. No crypto settlement.
BRLLocal currency settled
PixInstant domestic rail
T+0Typical settlement
Not grey-listedFATF status
01 The Brazil corridor
How the money actually moves.
The FX
Executed under Brazil’s modern FX framework by an authorised institution, with a contracted rate and a documented audit trail rather than an offshore workaround.
The settlement
Non-resident BRL accounts and same-day value where the corridor and cut-off allow, so suppliers are paid on the day rather than at the end of a chain.
02 Who we do this for
Built for businesses that trade.
01Importers buying from BrazilPay Brazilian suppliers in BRL without holding a local entity02Exporters selling into BrazilCollect in BRL and repatriate under a documented FX contract03Automotive and industrialParts, tooling and CKD flows on schedule-critical timelines04Online platforms and marketplacesMass payouts to Brazilian sellers and creators
03 Brazil in detail
What you need to know.
Brazil’s eFX rules change the shortlist in October 2026
Resolution BCB 561 takes effect in October 2026 and stops eFX providers settling cross-border transactions in stablecoins or crypto. Settlement must run through traditional FX operations or non-resident BRL accounts. A licensed VASP route still exists under Resolution BCB 521, but it is a different regulatory pathway with different obligations.
The practical effect is simple: a number of providers currently quoting attractive Brazil pricing are settling in ways that will not be permitted for eFX from October. If your Brazil flow sits with one of them, it needs re-papering. We place clients on bank and licensed-FX routes that are unaffected by the change.
Why Pix matters, and where it stops
Pix has made the domestic leg effectively instant and near-free, which is why so much marketing implies instant cross-border payments to Brazil. Pix is a domestic rail. The international leg is still an FX transaction that has to be executed and reported by an authorised institution.
Done properly, the two combine: your funds are converted under a documented FX contract and the BRL leg lands over Pix the same day. Done improperly, the FX leg is disguised, and the exposure sits with you.
04 How it works
Three steps. About two minutes of your time.
01
Tell us the corridor
Direction, currencies, volume and what you are paying for in Brazil.
02
We build your shortlist
We pick the banks and licensed institutions that genuinely cover this corridor.
03
You get introduced
Straight to the people who decide, usually inside 72 hours.
Questions
Straight answers.
Can I pay a Brazilian supplier in BRL without a Brazilian entity?
Yes. We place you with licensed FX institutions and banks that pay your supplier in BRL domestically while you fund in your own currency, with the FX contract and documentation held in your name.
Is same-day settlement to Brazil realistic?
For most corridors, yes. Pix settles the domestic leg instantly, so the constraint is the FX leg and the cut-off time. Within cut-off, T+0 is routine. Outside it, next business day.
What changes with Resolution BCB 561 in October 2026?
eFX providers can no longer settle cross-border payments in stablecoins or crypto; settlement must use traditional FX operations or non-resident BRL accounts. If your current provider settles in stablecoins, that route closes for eFX and your flow needs restructuring.
Is Brazil considered high risk for AML purposes?
Brazil is not on the FATF list of jurisdictions under increased monitoring. Normal enhanced due diligence for cross-border trade applies, but Brazil does not carry the grey-list burden that Bolivia and Venezuela do.
Move money to Brazil properly.
Tell us the corridor and volume. We will come back with the banks and licensed FX institutions that fit.
Get my shortlist